HiP vs Regular Insurance

HiP Regular Insurance
Repair Parts & Betterment No Betterment
New original parts, no charge, up to 13 years		 Chargeble
Fees apply once the car is 3 to 5 years old
Claim Approval Speed Pre-Approved
Fast pre-approval under RM30,000		 Standard
General assessment process, can take longer
Repair Quality Genuine Parts
Honda Authorised centres, 100% genuine parts		 Varies
Workshop and parts depend on the insurer’s panel
Flood, Theft & Lost Key Allowances Included
Flood, theft and lost key allowances included		 Excluded
Usually excluded unless added at extra cost
Unnamed Driver All Drivers
Covers all drivers, no names required		 Named Only
Named drivers only, or an extra premium
For more detailed benefits, download the brochure.
DOWNLOAD BROCHURE

What Makes HiP

The Preferred Choice?

100% Payout on Agreed Value for Up to 15 Years

If your car is stolen or severely damaged in an accident and is not repairable, HiP will reimburse 100% of the sum insured.

Also known as No Betterment Costs, which means you don’t have to pay for additional charges for new parts to repair your damaged car.
Get your car faster with desktop approval for claims below RM30,000 repaired at Honda Authorised Body & Paint Centre.
You can be rest assured that we only use guaranteed genuine body and parts replacement for your car. This comes with a warranty of 6 months or 10,000km mileage, whichever comes first.
Be mindful that using counterfeit parts can affect your vehicle’s safety and compromise your driving experience.
As a HiP member, you are entitled to receive compensation in the event of an Accidental Death or Permanent Disability in a Named Vehicle Car accident.

100% Coverage On Accidental

Repairs For Up to 13 Years

Also known as No Betterment Costs, which means you don’t have to pay for additional charges for new parts to repair your damage car.

Betterment Costs (Year-To Year)

Year Others
13 No Contribution 40%
12 No Contribution 40%
11 No Contribution 40%
10 No Contribution 40%
9 No Contribution 35%
8 No Contribution 30%
7 No Contribution 25%
6 No Contribution 20%
5 No Contribution 15%
4 No Contribution No Contribution
3 No Contribution No Contribution
2 No Contribution No Contribution
1 No Contribution No Contribution

What is Betterment?

Betterment refers to the replacement of an old part with a new original part in accident-damaged vehicle.

Special Allowances

Up to RM1,500

for flood damage

RM1,500

for car theft or total loss.

Up to RM1,000

for key reimbursement due to theft, robbery or house break-in.

24/7 Unlimited

Towing Assistance

No distance limitation on towing up to two times for accident, car breakdown or flood incident.
The HiP Framework

Rescue. Protection. Savings.

Rescue

Towing for accidents, breakdowns and floods, up to a 450km round trip

24 hour roadside repairs, including battery jumpstart, flat tyre change and fuel refill

Hassle free claim assistance from your Honda dealer

Protection

Repairs at a Honda Authorised Body and Paint Centre with genuine parts

Personal accident coverage of up to RM15,000

Speedy claims approval for repairs below RM30,000

Medical, legal and travel assistance bundled in

Savings

100% agreed value payout for up to 15 years on theft or total loss

No betterment cost on accidental repairs for up to 13 years

RM1,500 flood allowance and RM1,500 special relief allowance

Up to RM1,000 lost key reimbursement

Keep Your Honda Protected with HiP

Fill in the form to get in touch with our HiP team for your insurance enquiries.

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